Description

I help investors, founders and businesses make important financial decisions through structured financial models, clear analysis and more than 10 years of experience in private banking and wealth management.

Before working independently, I spent over a decade at Caixa Geral de Depósitos, where I managed a portfolio of more than 400 High-Net-Worth clients with combined assets above €100M. That experience taught me how financial decisions are made in the real world, balancing opportunity, risk, timing and trust.

Today, I support clients across Europe with:

• Financial modeling and forecasting (3-statement models, cash flow, scenario analysis)

• Investment and real estate feasibility analysis

• Business planning, valuation and funding support

• KPI dashboards and financial reporting

• Strategic financial advisory

What sets me apart is not only technical skill, but practical experience. I understand what decision-makers need to see, what questions matter, and how to turn complex numbers into useful conclusions.

I work remotely with clients across Europe on both short-term projects and longer engagements.

If you think I could help, feel free to get in touch.

Industry field of expertise

Languages

English
Native or bilingual
Portuguese
Native or bilingual
Spanish
Fluent

Workplace preferences

Can work on-site

Madrid (up to 50km)

Independent Financial Consultant
Independent Financial Consultant | Financial Modeling & Investment Advisory
CONSULTING AND AUDITS
January 2025 - Today (1 year and 5 months)
Madrid, Spain
Independent Financial Consultant specializing in financial modeling, investment analysis and strategic financial advisory for private clients, investors and small businesses across Europe.

I work end-to-end on projects - from initial diagnosis and data analysis through to financial model build, scenario testing and final recommendations.

Project types include:
• 3-statement financial models (P&L, Balance Sheet, Cash Flow) for business planning and investor presentations
• Real estate investment feasibility models (buy-to-let, IRR, ROI, sensitivity analysis)
• Financial forecasting and KPI dashboards for management reporting
• Investment analysis and advisory reports with clear strategic recommendations
• Cash flow planning and break-even analysis for early-stage businesses

My focus is on transforming complex financial data into clear, structured outputs that support better decisions - whether for a funding round, an acquisition, or an annual plan.
Business analysis Microsoft Excel Corporate strategy Microsoft Power BI Real estate
Caixa Geral de Depósitos S.A.
Private Banking Advisor | High-Net-Worth Client Portfolio Management
BANKING AND INSURANCE
January 2015 - January 2024 (9 years)
Lisbon, Portugal
Managed a portfolio of over 400 High-Net-Worth clients at Caixa Geral de Depósitos Private Banking, with combined assets under management exceeding €100M.

Responsible for investment advisory, financial planning and tailored banking solutions across the full spectrum of private wealth management.

Key responsibilities and achievements:
• Portfolio analysis, performance monitoring and strategic rebalancing recommendations
• Investment product advisory across equities, fixed income, structured products and funds
• Mortgage and financing structuring for real estate acquisitions (residential and investment)
• Risk profiling, financial planning and wealth structuring for HNWI clients
• Coordination with internal credit, legal and product specialists
• Preparation of financial reports and investment recommendations for client review meetings

Developed deep expertise in translating complex financial information into clear recommendations - a skill that now underpins all my consulting work.
Reporting Business analysis Corporate strategy Risk analysis Portfolio Strategy
Caixa Geral de Depósitos S.A.
Financial Operations Analyst | Banking & Client Support
BANKING AND INSURANCE
January 2011 - January 2015 (4 years)
Lisbon, Portugal
Supported financial operations and client portfolio administration within Caixa Geral de Depósitos, building the operational and analytical foundations that would underpin my subsequent career in Private Banking.

Responsibilities included:
• Financial operations control, reconciliation and reporting
• Documentation review, validation and compliance checks
• Support in client portfolio tracking and performance reporting
• Administrative coordination for banking processes and client accounts

This role provided hands-on exposure to financial systems, regulatory processes and the operational discipline required in a regulated banking environment - experience that continues to inform the precision and structure I bring to every consulting engagement.
Microsoft Excel Portfolio Strategy Compliance Data analysis Reporting